Picture: Counsel #28 — Financially Literate CR 204.1
How a couple manages their finances often reflects how they manage their values, priorities, and peace. That’s why financial conflict is one of the leading causes of stress in marriage. Money itself is not evil, but poor stewardship of it can weaken marital unity. CR 204.2
Christian stewardship reminds us that everything we have - income, property, resources - belongs to God first. We are not owners of anything; we are only caretakers. As good stewards, we must create a plan to ensure financial stability. That means setting a budget together, sticking to it, and being honest about spending. Practically, both spouses should budget for tithes first, live below their means, save for emergencies, agree on spending limits, and give generously when God opens doors. Poor choices include hiding purchases, carrying avoidable credit card debt, neglecting savings, or emotionally spending to cope with stress. Preparing a grocery list and meal planning might also be wise regarding saving money. Realize that God asks for proper stewardship over the blessings He’s provided—and He’ll also give you the guidance and support to make those good choices.[215] https://www.ministerialassociation.org/pastoral-families/spouses/magazine/archives/2013/1/money-and-marriage CR 204.3
“The earth is the Lord’s, and everything in it.” Psalms 24:1 NIV CR 204.4
“All we possess is the Lord’s, and we are accountable to Him for the use we make of it.” Ellen White in The Faith I Live By , p. 160 CR 204.5
Reflect: Are you managing money with prayerful intention, or letting your impulses negatively impact your spending habits? CR 204.6
