I was shown that you, my brother and sister, have much to learn. You have not lived within your means. You have not learned to economize. If you earn high wages, you do not know how to make it go as far as possible. You consult taste or appetite instead of prudence. At times you expend money for a quality of food in which your brethren cannot afford to indulge. Dollars slip from your pocket very easily.... CS 249.4
It is as wrong for you to fail to use your strength to the best advantage, as it is for a rich man to covetously retain his riches because it is agreeable to do so. You do not make the exertion that you should to support your family. You can and do work if work is conveniently prepared to hand; but you do not exert yourself to set yourself to work, feeling that it is a duty to use your time and strength to the very best advantage, and in the fear of God. CS 250.1
You have been in a business which would at times yield you large profits at once. After you have earned means, you have not studied to economize in reference to a time when means could not be earned so easily, but have expended much for imaginary wants. Had you and your wife understood it to be a duty that God enjoined upon you, to deny your taste and your desires, and make provision for the future, instead of living merely for the present, you could now have had a competency, and your family have had the comforts of life. You have a lesson to learn which you should not be backward in learning. It is to make a little go the longest way.... CS 250.2
Jesus wrought a miracle, and fed five thousand, and then He taught an important lesson of economy: “Gather up the fragments that remain, that nothing be lost.” Duties, important duties, rest upon you. “Owe no man anything.” Were you infirm, were you unable to labor, then your brethren would be in duty bound to help you. As it is, all you needed from your brethren when you changed your location, was a start. If you felt as ambitious as you should, and you and your wife would agree to live within your means, you could be free from embarrassment. You will have to labor for small wages as well as for large. Industry and economy would have placed your family, ere this, in a much more favorable condition.—Testimonies for the Church 2:431-436. CS 250.3