Dear Brother and Sister,
I feel tender sympathy for you, and I am praying that you may see matters in a correct light. You must see that one should not manage his affairs in a way that will incur debt.... CS 256.1
When a man sees that he is not successful, why does he not betake himself to prayer, or change his work? There are stormy times before us, and the Lord will accept all who can cooperate with Him. Practice self-denial and self-sacrifice. Consider every movement carefully and prayerfully. Walk softly before the Lord. We must preserve a devotedness to God, and make straight paths for our feet, lest the lame be turned out of the way.—Letter 63, 1897. CS 256.2