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Several families who were keeping the Sabbath lost their farms. As financial conditions worsened, their mortgaged farms were sold out from under them. Iram James was one who had thus lost his farm ( Letter 146, 1894 ). She noted:

Those who had been in Australia longer, who knew well the general financial conditions, entertained some misgivings as to how many students would show up. W. C. White had alluded to this in his letter to O. A. Olsen written March 13, 1896:

But to Australia, the cumulative adverse circumstances that greatly reduced the flow of means from America forced the field to financial self-reliance, and proved an awakening blessing. The work in Australasia was coming of age.

In spite of the evidences of God's leading, both in circumstances and in Ellen White's counsel, the group facing such a stupendous project was unready to come to any decision. The financial problems loomed too large.

In late 1912, W. C. White, in responding to questions asked by a minister laboring in the midwest, gave, in general terms, a summary of those factors that yielded the state of Ellen G. White's financial affairs. He wrote:

Chapter 5—Financial Support For The Cause Of God

… concerning financial support for four months of service while holding tent meetings in Illinois, that he had received his board, lodging, and traveling …

But how could James gain both the moral and financial support of the constituency east of the Plains? He felt he could not go east and leave the newly started journal unattended. The Whites agonized in prayer over this matter.

… both financially and healthwise.

… in financial support of the cause. Without carefully planned budgets to serve as guidelines in the expenditure of funds, great inequities developed, with …