- Preface to Fourth Edition
- The Background Of Volume One
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- Chapter 1—My Childhood
- Chapter 2—My Conversion
- Chapter 3—Feelings of Despair
- Chapter 4—Leaving the Methodist Church
- Chapter 5—Opposition of Formal Brethren
- Chapter 6—Advent Experience
- Chapter 7—My First Vision
- Chapter 8—Call to Travel
- Chapter 9—Vision of the New Earth
- Chapter 10—Withholding Reproof
- Chapter 11—Marriage and Subsequent Labors
- Chapter 12—Publishing and Traveling
- Chapter 13—Removal to Michigan
- Chapter 14—The Death of My Husband
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- Chapter 39—Slackness Reproved
- Chapter 40—Duty to Children
- Chapter 41—Systematic Benevolence
- Chapter 42—Our Denominational Name
- Chapter 43—The Poor
- Chapter 44—Speculations
- Chapter 45—A Dishonest Steward
- Chapter 46—Fanaticism in Wisconsin
- Chapter 47—Concealing Reproofs
- Chapter 48—The Cause in Ohio
- Chapter 49—Entire Consecration
- Chapter 50—Personal Experience
- Chapter 51—The Cause in the West
- Chapter 52—A Question Answered
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- Chapter 86—Address to the Young
- Chapter 87—Recreation for Christians
- Chapter 88—The Reform Dress
- Chapter 89—Surmisings About Battle Creek
- Chapter 90—Shifting Responsibilities
- Chapter 91—Proper Observance of the Sabbath
- Chapter 92—Political Sentiments
- Chapter 93—Usury
- Chapter 94—Deceitfulness of Riches
- Chapter 95—Obedience to the Truth
- Chapter 96—Life Insurance
- Chapter 97—Circulate the Publications
- Chapter 98—The “Health Reformer”
- Chapter 99—The Health Institute
- Chapter 100—Health and Religion
- Chapter 101—Work and Amusements
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- Chapter 109—Publishing Personal Testimonies
- Chapter 110—The Health Institute
- Chapter 111—Sketch of Experience
- Chapter 112—Ministers, Order, and Organization
- Chapter 113—Further Labors
- Chapter 114—The Case of Hannah More
- Chapter 115—Healthful Cookery
- Chapter 116—Books and Tracts
- Chapter 117—The Christian's Watchword
- Chapter 118—Sympathy at Home
- Chapter 119—The Husband's Position
- Appendix
Chapter 96—Life Insurance
I was shown that Sabbathkeeping Adventists should not engage in life insurance. This is a commerce with the world which God does not approve. Those who engage in this enterprise are uniting with the world, while God calls His people to come out from among them and to be separate. Said the angel: “Christ has purchased you by the sacrifice of His life. ‘What? know ye not that your body is the temple of the Holy Ghost which is in you, which ye have of God, and ye are not your own? For ye are bought with a price: therefore glorify God in your body, and in your spirit, which are God's.’ ‘For ye are dead, and your life is hid with Christ in God. When Christ, who is your life, shall appear, then shall ye also appear with Him in glory.’” Here is the only life insurance which heaven sanctions.1T 549.2
Life insurance is a worldly policy which leads our brethren who engage in it to depart from the simplicity and purity of the gospel. Every such departure weakens our faith and lessens our spirituality. Said the angel: “But ye are a chosen generation, a royal priesthood, an holy nation, a peculiar people; that ye should show forth the praises of Him who hath called you out of darkness into His marvelous light.” As a people we are in a special sense the Lord's. Christ has bought us. Angels that excel in strength surround us. Not a sparrow falls to the ground without the notice of our heavenly Father. Even the hairs of our head are numbered. God has made provision for His people. He has a special care for them, and they should not distrust His providence by engaging in a policy with the world.1T 550.1
God designs that we should preserve in simplicity and holiness our peculiarity as a people. Those who engage in this worldly policy invest means which belong to God, which He has entrusted to them to use in His cause, to advance His work. But few will realize any returns from life insurance, and without God's blessing even these will prove an injury instead of a benefit. Those whom God has made His stewards have no right to place in the enemy's ranks the means which He has entrusted to them to use in His cause.1T 550.2
Satan is constantly presenting inducements to God's chosen people to attract their minds from the solemn work of preparation for the scenes just in the future. He is in every sense of the word a deceiver, a skillful charmer. He clothes his plans and snares with coverings of light borrowed from heaven. He tempted Eve to eat of the forbidden fruit by making her believe that she would be greatly advantaged thereby. Satan leads his agents to introduce various inventions and patent rights and other enterprises, that Sabbathkeeping Adventists who are in haste to be rich may fall into temptation, become ensnared, and pierce themselves through with many sorrows. He is wide awake, busily engaged in leading the world captive, and through the agency of worldlings he keeps up a continual pleasing excitement to draw the unwary who profess to believe the truth to unite with worldlings. The lust of the eye, the desire for excitement and pleasing entertainment, is a temptation and snare to God's people. Satan has many finely woven, dangerous nets which are made to appear innocent, but with which he is skillfully preparing to infatuate God's people. There are pleasing shows, entertainments, phrenological lectures, and an endless variety of enterprises constantly arising calculated to lead the people of God to love the world and the things that are in the world. Through this union with the world, faith becomes weakened, and means which should be invested in the cause of present truth are transferred to the enemy's ranks. Through these different channels Satan is skillfully draining the purses of God's people, and for it the displeasure of the Lord is upon them.1T 550.3