Chapter 27—Finance in the Home

The Lord would have His people thoughtful and caretaking. He would have them study economy in everything, and waste nothing.CCh 154.1

You should learn to know when to spare and when to spend. We cannot be Christ's followers unless we deny self and lift the cross. We should pay up squarely as we go; gather up the dropped stitches; bind off your raveling edges, and know just what you can call your own. You should reckon up all the littles spent in self-gratification. You should notice what is used simply to gratify taste and in cultivating a perverted, epicurean appetite. The money expended for useless delicacies might be used to add to your substantial home comforts and conveniences. You are not to be penurious; you are to be honest with yourself and your brethren. Penuriousness is an abuse of God's bounties. Lavishness is also an abuse. The little outgoes that you think of as not worth mentioning amount to considerable in the end.CCh 154.2

When you are tempted to spend money for knickknacks, you should remember the self-denial and self-sacrifice that Christ endured to save fallen man. Our children should be taught to exercise self-denial and self-control. The reason so many ministers feel that they have a hard time in financial matters is that they do not bind about their tastes, their appetites and inclinations. The reason so many men become bankrupt and dishonestly appropriate means is because they seek to gratify the extravagant tastes of their wives and children. How careful should fathers and mothers be to teach economy by precept and example to their children!CCh 154.3

It is not best to pretend to be rich, or anything above what we are—humble followers of the meek and lowly Saviour. We are not to feel disturbed if our neighbors build and furnish their houses in a manner that we are not authorized to follow. How must Jesus look upon our selfish provision for the indulgence of appetite, to please our guests, or to gratify our own inclination! It is a snare to us to aim at making a display or to allow our children, under our control, to do so.^{197The Adventist Home, 379-384}CCh 154.4

Nothing that can be utilized should be thrown away. This will require wisdom, and forethought, and constant care. It has been presented to me that the inability to save, in little things, is one reason why so many families suffer for lack of the necessities of life.^{198Child Guidance, 135}CCh 154.5